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Deducted right, filed on time, defaults cleared

TDS goes wrong quietly: a wrong section, a missing PAN, a payment crossing a threshold nobody was watching. It surfaces months later as a demand with interest, and by then the vendor has moved on.

Deduction now runs under s.393 of the Income-tax Act, 2025 and the certificates under the Income-tax Rules, 2026. The obligations have not changed shape — the numbering has, and a statement filed on a superseded form is a statement not filed.

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What this covers

  • Deduction review
  • Quarterly statements
  • Deduction certificates
  • Correction statements

What this covers

Deduction review

Payments checked against the right section and rate before they go out, not after.

  • Section mapped to each vendor category and payment type
  • Thresholds tracked across the year, not judged invoice by invoice
  • PAN validated before payment rather than at return time
  • Resident and non-resident payments routed separately

Quarterly statements

Statements for salary, resident non-salary, non-resident payments and TCS prepared, validated and filed within the due date.

  • Separate statements for salary and non-salary deductions
  • Payments to non-residents reported separately
  • TCS collections stated where they apply
  • Filed under the Income-tax Rules, 2026, which renumbered the TDS forms
  • Validated before upload, so a rejection does not eat the deadline

Deduction certificates

Form No. 132 issued to employees and vendors on schedule — the certificate under s.395(4) for tax deducted under s.393.

  • Issued once the quarterly statement is processed
  • Salary certificates assembled with their annexures
  • Vendor certificates issued each quarter
  • Reissued where a correction changes the figures
  • Form No. 132 under the 2026 Rules; Form 16 and 16A for FY 2025-26 and earlier

Correction statements

PAN errors, challan mismatches and short deductions fixed so the demand closes.

  • PAN corrections, which are what usually stop credit reaching the deductee
  • Unmatched and partly consumed challans traced
  • Short deduction and short payment defaults answered
  • Revised statements filed and followed to closure

Lower deduction certificates

Applications under s.351 where the standard rate over-withholds your cash flow.

  • Application prepared with the computation behind it
  • Tracked through the department until issued
  • Circulated to deductors, since a certificate nobody applies changes nothing
  • Renewed before expiry — it is year-specific
  • s.351 of the 2025 Act, formerly s.197

Default resolution

TRACES demands read, reconciled and answered, including interest and late fee computation.

  • The justification report read line by line
  • Late deduction and late deposit interest computed separately
  • Late filing fee identified where it applies
  • Demand tracked until it closes, not just responded to

The quarter that catches people out

  • the compliance calendar

    Quarterly TDS returns are due 31 July, 31 October and 31 January — and then 31 May for the March quarter, two months out rather than one. That fourth date is the one diarised wrong, because the pattern breaks.